Same answers, same score.
Your score comes from fixed rules, not a judgment call. We record which version of the rules scored you, so any score can be traced back to how it was made.
ruleset // smile-score-v0.1.0
Risk-scored dental membership
Dental coverage for the big work, priced to your smile.
Answer 7 questions and get your Smile Score, from 300 to 850. It sets your price. Crowns are covered on every plan; implants, veneers and full-mouth work on the Complete and Reconstructive plans.
No card to get scored · A membership plan, not insurance
300–850
Smile Score range
3
plan tiers
5
benefit categories
Why a score
Lower risk, lower price.
Your score sets your price.
Your score puts you in a risk tier. A lower-risk tier pays less for the same plan.
Checkups covered in full.
Exams, cleanings and X-rays are covered at 100% from day one, on every plan.
Cosmetic work isn't excluded.
On the Complete and Reconstructive plans, cosmetic and full-mouth work are covered, each with its own share.
Always know where you stand.
Your member page shows what you've used of your annual maximum, your out-of-pocket total, and when each waiting period ends.
How it works
Three steps, one sitting.
Answer
7 questions about your age, checkups, brushing and flossing, missing teeth, past work and any pain — plus a short health checklist.
See your score
Your Smile Score, from 300 to 850, and the risk tier it puts you in. No card needed.
Compare plans
Every plan, priced to your own tier rather than an average. You decide whether to enroll.
The plans
Three plans. Pick how much you need.
Every plan covers checkups in full from day one. The plans differ in how much of the bigger work they cover, and how soon.
| Coverage sharewaiting period | EssentialDiagnostic, preventive & basic care. | CompleteAdds major restorative + cosmetic coverage. | ReconstructiveFull-mouth reconstruction & smile makeovers. |
|---|---|---|---|
| Diagnostic & preventive | 100%no wait | 100%no wait | 100%no wait |
| Basic restorative | 70%90 days | 80%30 days | 90%no wait |
| Major restorative | 50%180 days | 60%90 days | 80%30 days |
| Cosmetic & smile makeover | —not covered | 40%180 days | 60%90 days |
| Full-mouth reconstruction | —not covered | 30%365 days | 60%180 days |
| Annual maximum | $1,500 | $5,000 | $25,000 |
| Out-of-pocket cap | $2,000 | $3,500 | $6,000 |
There’s no single price to print: your Smile Score sets yours. Get your score to see your price
For patients
Start with your score.
Answer a few questions about your teeth. You’ll see your Smile Score, your risk tier and every plan priced to it. No card needed.
For dental practices
Say yes to the cases patients used to turn down.
- Claims are paid against your own per-procedure fee schedule.
- Major, cosmetic and reconstructive work is preauthorized before chair time.
- Covered amounts are paid to your practice on a scheduled run as enrollment opens.
- Every earning and payout is recorded in a ledger that can’t be edited after the fact.
See what your smile scores.
A membership plan, not insurance. No card to get scored.